USL&H – Marine Workers Comp

By | High Hazard, USL&H | No Comments

Program Features

  • Several A-Rated Carriers to Choose From
  • Aggressive Pricing
  • Broad Class Code Acceptance
  • First Dollar Coverage
  • Large Deductible with Reduced Premium
  • Minimum Premium: $10,000 in most states
  • Multi State Accounts
  • Aggressive Claims Management

Available States:

Most States

Commission:

Up To 8%

Submission Requirements:

  • ACORD 130
  • 3-5 Year Loss History
  • Supplemental
  • X-Mod Sheet

Target Market:

  • Boat Service and Repair
  • Fisherman
  • Fisherman Tour Services
  • Ski Rental Companies
  • Diving Trainers
  • Marina Operators
  • Marine Construction
  • Dock and Pier Contractors
  • Bridge Building Contractors
  • Bridge Painters
  • Offshore Oil Workers
  • Shipbuilding and Repair

Alternative Workers Comp

By | Construction, High Hazard, Truckers & Transportation, USL&H | No Comments

PROGRAM FEATURES

AM Best Rated “A” Carrier
No Premium Deposit
10-30% Lower than State Pools

Large Deductible Options

  • No Annual premium Audit
  • Aggressive Dividends
  • X-Mods from 1.30-5.00 or higher
  • Gaps, cancelled, & non-renewed OK!
  • Aggressive Claims Management
  • Pay Go with Payroll & HR Available

STATES

All States, except Monopolistic

COMMISSIONS

Up to 10%

SUBMISSION REQUIREMENTS

  • ACORD 130
  • 3 Year Loss History
  • X-Mod Sheet
  • WC Supplemental

WHO WE HELP

  • High Hazard class codes
  • Multi State Accounts
  • High X-Mod
  • Distressed Accounts
  • Non-renewed
  • Cancelled
  • Gap in coverage
  • Accounts in State Pools

TARGET CLASSES

  • Contractors
  • Staffing / Temp Agencies
  • Manufacturers / Fabrication
  • Logging / Woodworking
  • Truckers & Transportation
  • Warehouse Workers
  • Assisted Living / Nursing
  • Tower Work / Cell Sites
  • Farming / Agriculture
  • Energy / Oil & Gas
  • Moving & Storage
  • Tow Truck Operations
  • Roofing
  • Demolition
  • Limousine Services
  • USL&H – Marine Workers Comp

USL&H – Marine Workers Compensation

By | USL&H | No Comments

Featured Carriers: (Several More Carriers to Choose From)

    Alaska National   

Appetite:

  • Clean Mod or High X-Mod
  • No Prior or Lapse Also Welcome

Features:

  • Several Carriers to Choose From
  • Aggressive Pricing
  • Broad Class Code Acceptance
  • First Dollar Coverage
  • Loss Sensitive Rating Plans Available
  • High Deductible Options Available
  • Monthly Payroll Reporting
  • This is not a PEO

Minimum Premium:

$10,000 in most States

States:

CA, AK, WA

Commission:

Up To 8%

Carrier Rating:

As High as AXV by A.M. Best

Sampling of Industries: (Many More Available)

  • Boat Service and Repair Contractors
  • Fisherman
  • Fishing Tour Services
  • Ski Rental Companies
  • Scuba Diving Trainers
  • Marina Operators
  • Bridge Painters
  • Marine Construction
  • Dock and Pier Contractors
  • Bridge Building Contractors
  • Bridge Painters
  • Offshore Oil Workers
  • Shipbuilding and Repair

Artisan, Service & Building Contractors That May Need USL&H

  • Heating and A/C Contractors
  • Engine Repair
  • Fire Extinguisher Servicing
  • Sheet Metal Work
  • Architects and Engineers
  • Refrigeration Repair
  • Pest Control
  • Carpentry
  • Electricians
  • Welders
  • Painters
  • Wallboard Installation
  • Communications Repair
  • Crane Installations and Repair
  • Concrete / Cement Work
  • Passenger Vessels
  • Ship Cleaning