Program Overview:

This is a special Admitted A Rated Contractor Program for both Residential and Commercial Contractors, including Developers, General Contractors, Roofers, Subcontractors, Artisans and Remodelers. No restrictions on tract homes or size of projects, and no restrictions on amount of work subcontracted.

Sample Appetite:

  • General Contractors
  • Roofers
  • Home Builders
  • Tract Home Builders
  • Commercial Contractors
  • Foundation Repair

Program Highlights:

  • Admitted and Rated A by AM Best
  • Occurrence-based Commercial General Liability Coverage
  • Products/Completed Operations Included
  • Limits up to $1 million per Occurrence and $2 million Aggregate
  • Per Project Aggregates can be Offered
  • Deductibles as low as $2,500 per Claim
  • Rating Basis is Gross Receipts
  • New Ventures and Lapse in Coverage Okay
  • Maximum Policy Term is One Year but Short Term Policies are Available

Eligible Classes Include: (Many More Available)

  • Bridge & Road Contractors
  • Demolition Contractors
  • Elevator Contractors
  • Framing Contractors
  • LPG Contractors
  • Millwrights
  • Oil Related Work
  • Paper General Contractors
  • Plumbers
  • Residential Builders
  • Residential Developers
  • Roofers
  • Sandblasters
  • Water Proofers
  • Welders
  • Window Washers

States:

  • Admitted In: CA, NV, TX

Commission:

  • 12.5%

Submission Requirements:

  • ACORD 125 & 126
  • 3-4 Years Loss Runs
  • If Large Losses, Provide Details
  • Supplemental Questionnaire