Special Mom & Pop / Small Business

Workers Compensation Program

A Rated Workers Comp – Instant Online Indications!

Highlights and Features:

  • Great for 1, 2 or 3 Employees
  • Minimum Premiums as low as $500
  • Rated A by AM Best
  • Instant Online Indications
  • No Loss Runs Required
  • No Deposit Premiums to Collect
  • No Change of Payroll Required
  • This is Standalone WC – Not PEO

Appetite:

  • New Ventures Eligible
  • No Mod Limitation
  • Low Payrolls Acceptable
  • Over 300 Class Codes
  • Very Competitive Rate
  • Available in Most States
  • This is Standalone WC – Not PEO

Commission:

  • Up to 12%
  • $25 Gift Card with every Bind

States:

Almost all states

How to Get Indications:

Get Instant Online Indications and Manage your Submissions with:

Got a risk that might work for this? Send it in right away and we will get to work for you. Get Instant Indications online through CoverageLoop.com and track all your Empire Work Comp submissions on this platform. Remember, your Instant Indication may be eligible for premium credits of up to 40%.

Sampling of Class Codes:

  • Abrasive Paper or Cloth Preparation
  • Cable Mfg. or Wire Drawing-Not Iron or Steel
  • Macaroni Mfg.
  • Retail Bakery
  • Cereal or Bar Mfg.
  • Flavoring Syrup and Concentrate Mfg.
  • Ice Cream Mfg. and Drivers
  • Candy, Chocolate and Confection Mfg.
  • Milk Products Mfg. NOC
  • Fruit Packing
  • Pickle Mfg.
  • Pet Food Mfg.
  • Fruit Evaporating or Preserving
  • Fruit Juice Mfg. and Drivers
  • Carpet or Rug Mfg.-Jute or Hemp
  • Wool Spinning and Weaving
  • Felting Mfg.
  • Plush or Velvet Mfg.
  • Silk Thread or Yarn Mfg.
  • Textile Fiber Mfg.-Synthetic
  • Hosiery Mfg.
  • Knit Goods Mfg. NOC
  • Braid or Fringe Mfg.
  • Lace Mfg.
  • Embroidery Mfg.
  • Cloth Printing-Silk Screen Process: Machinery Operations
  • Cloth Printing
  • Canvas Goods Mfg. NOC–Shop
  • Dressmaking or Tailoring-Custom Exclusively
  • Hair Goods Mfg.
  • Box Spring or Mattress Mfg.
  • Laundry NOC and Route Supervisors, Drivers
  • Cleaning or Dyeing and Route Supervisors, Drivers
  • Toilet or Towel Supply Co.and Route Supervisors, Drivers
  • Dry Cleaning and Laundry Store-Retail & Route Supervisors, Drivers
  • Leather Mfg.: Patent or Enamel
  • Gasket Mfg.
  • Boot or Shoe Mfg. NOC
  • Glove Mfg.
  • Luggage Mfg.
  • Leather Goods Mfg. NOC
  • Furniture Stock Mfg.
  • Box Mfg. – Box Shook or Pallet – Wooden
  • Brush or Broom Assembly
  • Brush or Broom Mfg. NOC
  • Woodenware Mfg. NOC
  • Furniture Assembly-Wood-from Manufactured Parts
  • Furniture Mfg.-Wood-NOC Includes assembling and finishing.
  • Upholstered Household Furniture Mfg.
  • Musical Instrument Mfg.-Wood-NOC
  • Crayon, Pencil or Penholder Mfg.
  • Sheet Metal Products Mfg.
  • Furniture Mfg.-Metal
  • Tool Mfg.-Not Drop or Machine Forged NOC
  • Saw Mfg. Pen Point Mfg.
  • Cutlery Mfg. NOC
  • Tool Mfg.-Agricultural
  • Button or Fastener Mfg.-Metal
  • Bolt or Nut Mfg.
  • Screw Mfg.
  • Hardware Mfg. NOC
  • Electrical Apparatus Mfg. NOC
  • Electric or Gas Lighting Fixtures Mfg
  • Plumbers Supplies-Mfg. NOC
  • Can Mfg.
  • Lamp or Portable Lantern Mfg.
  • Aluminum Ware Mfg.
  • Wire Cloth Mfg.
  • Wire Goods Mfg. NOC
  • Tack Mfg.
  • Bedspring or Wire Mattress Mfg.
  • Brass or Copper Goods Mfg.
  • Watch, Clock, and Part Mfg.
  • Clock Mfg.
  • Machinery or Machinery Parts Mfg.–Metalworking
  • Bookbinding or Printing Machine Mfg.
  • Vending Machine Mfg.
  • Computing, Recording or Office Machine Mfg. NOC
  • Pump Mfg.
  • Precision Machined Parts Mfg. NOC
  • Machine Shop NOC
  • Sprinkler Head Mfg.
  • Industrial Controls or Systems Mfg. or Assembly
  • Automotive Lighting, Ignition or Starting Apparatus Mfg. NOC
  • Television, Radio, Telephone or Telecommunication Device
  • Pottery Mfg.-China or Tableware
  • Pottery Mfg.-Earthenware-Glazed or Porcelain-Hand Molded or Cast
  • Pottery Mfg.-Porcelain Ware-Mechanical Press Forming
  • Integrated Circuit Mfg.
  • Glass Merchant
  • Mirror Mfg.
  • Cathedral or Art Glass Window Mfg.
  • Optical Goods Mfg. NOC
  • Box Mfg.-Set-Up Paper
  • Box Mfg.-Folding Paper-NOC
  • Stationery Mfg.
  • Bag Mfg.
  • Paper Goods Mfg. NOC
  • Boot or Shoe Pattern Mfg.
  • Digital Printing
  • Bookbinding
  • Photoengraving
  • Engraving
  • Motion Picture-Development of Negatives, Printing and All Subsequent Operations
  • Film Print Shops-All Employees and Clerical, Salespersons, Drivers
  • Rubber Goods Mfg.–Household
  • Phonograph Record Mfg.
  • Pen Mfg.–Fountain or Ballpoint
  • Plastics Mfg.-Fabricated Products NOC
  • Plastics Packaging Film and Sheet (Including Laminated) Mfg.
  • Wire Insulating or Covering
  • Plastics Mfg.-Molded Products NOC
  • Drug, Medicine or Pharmaceutical Preparation – No Mfg. of Ingredients
  • Dental Laboratory
  • Pharmaceutical or Surgical Goods Mfg. NOC
  • Sporting Goods Mfg. NOC
  • Photographic Supplies Mfg.
  • Potato Chip, Popcorn and Snack Chip Mfg. NOC
  • Food Sundries Mfg. NOC
  • Drivers NOC (secondary class only)
  • Radio Broadcasting Station-All Employees and Clerical, Drivers
  • Store: Florist and Drivers
  • Automobile Rental Co.: All Other Employees and Counter Personnel, Drivers
  • Store: Convenience-Retail (No Hour Operations)
  • Store: Clothing, Wearing Apparel or Dry Goods-Retail
  • Store: Hardware (Retail)
  • Optical Stores
  • Quick Printing-Copying or Duplicating Service- All Employees and Clerical, Salespersons, Drivers
  • Store: Retail-NOC
  • Store: Wholesale NOC
  • Store: Meat Dealer–Wholesale
  • Store: Fish, Meat or Poultry-Retail
  • Store: Dry Goods-Wholesale
  • Store: Meat, Grocery and Provision-Combined- Retail NOC
  • Store – Superstores and Warehouse Clubs
  • Store: Department-Retail
  • Store: Furniture – Inside Sales (retail)
  • Store: Drug-Retail
  • Automobile Parts and Accessories
  • Store: Drug-Wholesale
  • Store: Book–Retail
  • Seed Merchant
  • Wiping Cloth Dealer and Laundry Operations
  • Store: Hide or Leather Dealer
  • Medical, Dental , Hospital and Surgical Equipment and Supplies – Rented to Others
  • Plumbers Supplies–Wholesale
  • Sash, Door or Assembled Millwork Dealer
  • Automobile Service or Repair Center and Drivers
  • Gasoline Station: Self-Service Only – Retail
  • Automobile Rental Co.: Garage Employees
  • Automobile Parking Lot (Open Air)
  • Automobile – Body Repair
  • Architectural or Engineering Firm: Clerical
  • Salespersons, Collectors, Messengers – Outside (secondary class only)
  • Automobile Salespersons
  • Mailing or Addressing Co. or Letter Service Shop–Clerical
  • Mail Box or Packaging Stores
  • Clerical Office Employees NOC
  • Attorney – All Employees and Clerical, Messengers and Drivers
  • Offices of Physician (Except Mental Health Specialists)
  • School-Professional Employees and Clerical
  • Clerical Telecommuter Employees
  • Buildings-Operation by Owner, Lessee or Real Estate firm
  • Buildings or Premises–Office–Premises Occupied by Employees of Insured
  • Hotel-All Other Employees and Salespersons, Drivers
  • Hotel-Restaurant Employees
  • Clubs–Civic, Service or Social–Having Buildings or Premises Owned or Leased (Nonprofit) and Clerical
  • Restaurant NOC
  • Restaurants–Sale of Alcoholic Beverages Less Than % of Receipts–without Table Service with Seating
  • Restaurants – Sale of Alcoholic Beverages % or More of Receipts
  • Billiard Hall
  • Bowling Lane
  • Museums (Nonprofit)
  • Park NOC-All Employees and Drivers
  • Theater NOC-All Other Employees
  • Painting-Shop Only and Drivers
  • Painting-Automobile or Carriage Bodies
  • Upholstering
  • Barber Shop or Hair Styling Salon
  • Taxidermist