Features of Empire’s PEO for Staffing Companies

  • Tailor-made solutions for each risk
  • High Deductible Programs
  • Retroactive Programs – “Retro Plans”
  • May Qualify for Dividend or “Return of Premium” Plans
  • Loss Control Assistance – Risk Management Services
  • Expert and Fair Claims Management
  • Little or No Customer Service for the Retail Producer
  • Automatic Renewals in most cases with no Audits
  • HR Services/Support
  • Pay As you Go Plans
  • Optional Zero Premium Deposits
  • Payroll service including full tax remittance and compliance, 941′s, W-2′s
  • Multiple Coordinated Policy Programs – MCCP
  • Master Policy Programs in compliance with NCCI guides
  • Quick turnaround on Quotes

Commissions

Great Commissions – ranges from 6 to 10% of Workers Compensation premiums (commissions vary by risk, governing code and size of account)

Top Carriers

We have over 12 Carriers to work with including some of the highest rated AM Best Carriers in the country, including   Ace Insurance / Chubb, AIG, Argonaut Group, Amtrust, Benchmark, Frank Winston Crum Insurance, Guarantee Insurance Company / GIC, Lion Insurance Company, State National Companies, Sunz, Texas Mutual, Zurich and many more

Staffing Submission Requirements

  • Acord 130
  • 3 Years loss history
  • Loss History Affidavit for accounts with Lapse in coverage or No Prior
  • Explanation of claims over $20,000
  • Experience Mod-Sheet
  • The Supplemental for the Class of Work pertaining to the risk being submitted
    (Click here for Supplementals)

Target Staffing Classes

  • Construction and Specialty Contractors
  • Professional and Service
  • Technical and IT
  • Outplacement and Permanent Placement
  • Clerical and Administrative
  • Light Industrial
  • Manufacturers
  • Healthcare and Medical
  • Artisans and Skilled Trades
  • Hospitality and Specialty Staffing

We Handle Risks for All States Except Monopolistic

AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WV, WI

Staffing Target Market for our PEO Programs

  • Staffing Companies that wish to get out of a State Work Comp fund, a state “assign risk pool” or “insurer of last resort”
  • Accounts are being Non-Renewed or cancelled by the “standard market” due to losses or exposure
  • Any account that is headed to a State Insurance fund, “assign risk pool” or “insurer of last resort”
  • Accounts that have X-Mods between 1.30 and 3.0
  • Accounts with a credit mod but being Non-Renewed by current carrier due to heavy losses the prior year
  • Staffing Companies with a Lapse in coverage (depending on class and state)
  • Tough or High Hazard class codes, multi-state exposure or adverse underwriting criteria
  • Any combination of the above that makes the account difficult for the standard market to handle
  • We will look at most any Class Codes from Clerical, to Manufacturers, Contractors, Health and Service to name few