Coverage is available in many U.S. states: Not Available in: PA, DE, KS, MD, MA, MI, MN, NE, OR, TX, UT, VT, WI (and Monopolistic WC states)


  • 5 to 7% Depending on Class, State and Experience

Premium Range

  • $75k Minimum

Submission Requirements

  • 5 Years of Payroll, Premium, and Loss History,
  • Details on Claims over $25k
  • New in Business – Submit with Explanation and Resume
  • Experience Mod-Sheet

Program Highlights

  • ‘A’- rated carrier (A.M. Best)
  • New states being added on so check back for availability
  • Max Mod of 1.79

Program Applications

Target Classes (Many More Available)

Many classes, including tougher and semi-hazardous – Wholesale, Moving & Storage, Trucking, (flatbed per submission) Masonry, Painting, Drywall, Roofing, and Auto Dismantling.

Excluded Exposures

State National Insurance reserves the right to review all inquiries.