ALTERNATIVE WORKERS COMP RESOURCE
Empire Underwriters is introducing a complete alternative Workers Comp program for Distressed, High X-Mod, High Hazard accounts. Do you have clients that are unable to receive affordable Workers Comp from standard programs?
Do You Have a Distressed Client?
- High X-mod (170-300)
- Gap in coverage
- SCIF won’t take your client back
- Client can’t afford premiums
- Client can’t afford deposit
- High hazard class code
- Expiring or expected renewal premiums in excess of $50,000
How Empire Can Help…
- AM Best Rated “A” Carrier
- No Premium Deposit (65% less out of pocket expense at renewal equals improved cash flow)
- 10-30% Cheaper than SCIF on close to impossible accounts
- Pay Your WC Taxes as You Go vs Up-Front
- No Annual premium Audit
- Accepts X-Mods from 130-300 (ideal is 150+)
- Considers risks with gaps, cancelled, and that were non-renewed
- Pay Go with Payroll & HR
- Aggressive Claims Management
LOOKING FOR SOMETHING?
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