Empire Underwriters is introducing a complete alternative Workers Comp program for Distressed, High X-Mod, High Hazard accounts. Do you have clients that are unable to receive affordable Workers Comp from standard programs?

Do You Have a Distressed Client?

  • Cancelled
  • Non-renewed
  • High X-mod (170-300)
  • Gap in coverage
  • SCIF won’t take your client back
  • Client can’t afford premiums
  • Client can’t afford deposit
  • High hazard class code
  • Expiring or expected renewal premiums in excess of $50,000

How Empire Can Help…

  • AM Best Rated “A” Carrier
  • No Premium Deposit (65% less out of pocket expense at renewal equals improved cash flow)
  • 10-30% Cheaper than SCIF on close to impossible accounts
  • Pay Your WC Taxes as You Go vs Up-Front
  • No Annual premium Audit
  • Accepts X-Mods from 130-300 (ideal is 150+)
  • Considers risks with gaps, cancelled, and that were non-renewed
  • Pay Go with Payroll & HR
  • Aggressive Claims Management


© 2018 Empire Underwriters. The data appearing on this website is provided for                        informational use only and is in no way intended to assert or imply types of relationships                     with any carriers, or the like.