If you would like for us to work on a submission for you, send us your submission. Simultaneously, go to “Get Appointed” on site and fill out the producer agreements along with a copy of your current agency license, current E&O Dec Page, W9 and where required (such as California) your Broker Bond. This information can be faxed to your Underwriter at (813) 448-9310 or emailed to your Underwriters email box.
Empire does not require any premium or volume commitments from producers. We charge no monthly access fees. As an Insurance Producer, your expirations belong to you.
Empire is licensed in approximately 40 states nationwide and is able to also write on a non-admitted or Surplus Lines basis in numerous states including FL, CA, TX, AZ, NJ and CO. Before we opened our doors in 2005, we surveyed retailers across the country asking them what did they want in a wholesaler. The answer was the same everywhere; knowledgeable people, quick turnaround on quotes and fast service.
Commissions vary from program to program or carrier to carrier and state to state. Most workers’ compensation programs paying on average 5-8%. Most Employee Leasing/PEO commissions are 7-10% and most General Liability commissions are 10-15%. You may retain your commissions on General Liability policies. Workers Compensation commissions are paid as earned. Each quote sent to you will have the commission for that product noted clearly on the quote. Higher commissions are available to higher volume producers. Empire pays commissions as we are paid from our carriers and we generate our commission checks usually within 15 days from receipt of carrier.
Yes, have several carriers that can provide same day quotes with a complete submission and we are typically able to bind the same day.
Do you have a Workers Compensation program for insured's with no prior coverage or new business ventures?
Yes we do. The best way to complete a submission for a “no prior” or “new venture” is to provide the reason for no prior coverage in the submission and if a new venture, provide a resume on the owners.
We usually can provide a quote within 24-72 hours depending on the time of the day we receive the submission and the carriers turnaround. On some accounts we can provide same day quotes. Soon we will be providing our producers the ability to generate online indications/quotes for risk less with premiums less than $10,000.