A Rated Liquor Liability Program

FEATURED CARRIERS:

COVERAGE OVERVIEW:

• Occurrence Form
• The Limits of Liability apply on each common cause and aggregate basis
• Defense costs are covered in addition to the policy limits
• No deductible or SIR – first dollar coverage
• Assault & Battery coverage available as a buy-back on most risks at an additional charge
• Employees as additional insureds are covered at no additional charge
• Aggregate Limit applies separately to each designated Insured Premises (unless quoted otherwise)
• Additional Insured – Employees coverage is included at no additional charge
• Additional Insured – Lessor coverage and/or coverage for other additional insureds is optionally available for a minimal additional premium
• Additional Insured – Volunteers coverage is included at no additional charge on fraternal clubs and some special events
• Coverage is afforded only to the designated Insured Premises scheduled on the policy
• Federal “Act of Terrorism” coverage is optionally available at an additional charge

LIMITS OF LIABILITY AVAILABLE:

• $50,000 Each Common Cause/Aggregate
• $100,000 Each Common Cause/Aggregate
• $200,000 Each Common Cause/Aggregate
• $300,000 Each Common Cause/Aggregate
• $500,000 Each Common Cause/Aggregate
• $1,000,000 Each Common Cause/Aggregate
• $1,000,000 Each Common Cause/$2,000,000 Aggregate

COMMISSION:

• 12%

SUBMISSION REQUIREMENTS:

• Submission of Correct Application: (Click Link to Download)