A Rated Liquor Liability Program

FEATURED CARRIERS:

PROGRAM FEATURES:

  • First Dollar Coverage – No Deductibles
  • Assault & Battery Buyback Available
  • Separate Aggregate Limit for Each Location
  • Defense Costs are Outside the Limits
  • Occurrence ISO Coverage Form

SAMPLING OF CLASSES: (MANY MORE AVAILABLE)

  • Bars and Taverns
  • Beverage / Package / Liquor Stores
  • Billiard or Pool Halls
  • Bowling Alleys
  • Caterers
  • Clubs – Country or Golf
  • Clubs – Fraternal
  • Clubs – Non-Fraternal (Civic, Service or Social)
  • Comedy Clubs
  • Concessionaires
  • Convenience Stores
  • Dance Halls & Ballrooms
  • Distributors
  • Golf Courses – Municipal / Public
  • Grocery Stores
  • Hotels & Motels
  • Nightclubs
  • Restaurants
  • Rental Halls
  • Special Events
  • Theaters
  • Wineries

COVERAGE OVERVIEW:

  • Occurrence Form
  • The Limits of Liability apply on an each common cause and aggregate basis
  • Defense costs are covered in addition to the policy limits
  • No deductible or SIR – first dollar coverage
  • Assault & Battery coverage available as a buy-back on most risks at an additional charge
  • Employees as additional insureds are covered at no additional charge
  • Aggregate Limit applies separately to each designated Insured Premises (unless quoted otherwise)
  • Additional Insured – Employees coverage is included at no additional charge
  • Additional Insured – Lessor coverage and/or coverage for other additional insureds is optionally available for a minimal additional premium
  • Additional Insured – Volunteers coverage is included at no additional charge on fraternal clubs and some special events
  • Coverage is afforded only to the designated Insured Premises scheduled on the policy
  • Federal “Act of Terrorism” coverage is optionally available at an additional charge

LIMITS OF LIABILITY AVAILABLE:

  • $50,000 Each Common Cause/Aggregate
  • $100,000 Each Common Cause/Aggregate
  • $200,000 Each Common Cause/Aggregate
  • $300,000 Each Common Cause/Aggregate
  • $500,000 Each Common Cause/Aggregate
  • $1,000,000 Each Common Cause/Aggregate
  • $1,000,000 Each Common Cause/$2,000,000 Aggregate

COMMISSION:

  • 12%

SUBMISSION REQUIREMENTS:

  • Submission of Correct Application: (Click Link to Download)

UPLOAD & SEND SUBMISSION

 

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