
ALTERNATIVE WORKERS COMP
Products/Programs
PROGRAM FEATURES
AM Best Rated “A” Carrier
No Premium Deposit
10-30% Lower than State Pools
Large Deductible Options
- No Annual premium Audit
- Aggressive Dividends
- X-Mods from 1.30-5.00 or higher
- Gaps, canceled, & non-renewed OK!
- Aggressive Claims Management
- Pay-Go with Payroll & HR Available
STATES
All States, except Monopolistic
COMMISSIONS
Up to 10%
SUBMISSION REQUIREMENTS
- ACORD 130
- 3 Year Loss History
- X-Mod Sheet
- WC Supplemental
WHO WE HELP
- High Hazard class codes
- Multi-State Accounts
- High X-Mod
- Distressed Accounts
- Non-renewed
- Cancelled
- Gap in coverage
- Accounts in State Pools
TARGET CLASSES
- Contractors
- Staffing / Temp Agencies
- Manufacturers / Fabrication
- Logging / Woodworking
- Truckers & Transportation
- Warehouse Workers
- Assisted Living / Nursing
- Tower Work / Cell Sites
- Farming / Agriculture
- Energy / Oil & Gas
- Moving & Storage
- Tow Truck Operations
- Roofing
- Demolition
- Limousine Services
- USL&H – Marine Workers Comp