ALTERNATIVE WORKERS COMP

Products/Programs

PROGRAM FEATURES

AM Best Rated “A” Carrier No Premium Deposit 10-30% Lower than State Pools

Large Deductible Options

  • No Annual premium Audit
  • Aggressive Dividends
  • X-Mods from 1.30-5.00 or higher
  • Gaps, canceled, & non-renewed OK!
  • Aggressive Claims Management
  • Pay-Go with Payroll & HR Available

STATES

All States, except Monopolistic

COMMISSIONS

Up to 10%

SUBMISSION REQUIREMENTS

  • ACORD 130
  • 3 Year Loss History
  • X-Mod Sheet
  • WC Supplemental

WHO WE HELP

  • High Hazard class codes
  • Multi-State Accounts
  • High X-Mod
  • Distressed Accounts
  • Non-renewed
  • Cancelled
  • Gap in coverage
  • Accounts in State Pools

TARGET CLASSES

  • Contractors
  • Staffing / Temp Agencies
  • Manufacturers / Fabrication
  • Logging / Woodworking
  • Truckers & Transportation
  • Warehouse Workers
  • Assisted Living / Nursing
  • Tower Work / Cell Sites
  • Farming / Agriculture
  • Energy / Oil & Gas
  • Moving & Storage
  • Tow Truck Operations
  • Roofing
  • Demolition
  • Limousine Services
  • USL&H – Marine Workers Comp

DOCUMENT SUBMISSION

Empire Submit Documents