TOP 7 REASONS TO SELECT EMPIRE ALTERNATIVE WORKERS COMPPROGRAM
15-30% Lower Cost than State Pool, Fund or other Markets
Bottom line savings compared to standard market
10% Lower Cost than State Pool, Fund or other Market and 50-80% Less Out of Pocket Expense at Inception into Program
Cash preservation is a critical factor even when premium savings is not as significant
Insured Wants out of State Pool or Fund
Desires a Choice
Desires Better Service
Uninsured – Has no Coverage
Little or No Choices
State Pool may be an option, but premium and/or deposit are too high
Insured has Multi-State Operations and needs a uniform and seamless Workers Comp Program to simplify Risk Management, Workers Comp and Loss Control.
Accommodates scalable business growth without having to have multiple carriers or Funds in multiple states
Reduces or eliminates the need for Multiple Large Deposits for various carriers or State Pools
Wants more aggressive Claims Handling
Alternative Workers Comp programs traditionally have more agile and aggressive claims handling and work closer with the Insured to reduce losses before they occur and reduce the overall cost of open claims, working aggressively to see them through until closed.
Insured wants more Risk Management and HR Support
Our Alternative Workers Comp programs provide proactive support for HR and Risk Management, yielding human resources and compliance expertise, all while your client remains completely in control of day-to-day business operations and services.