Highlights and Features:

  • A Rated By AM Best – Admitted in CA
  • New Ventures OK
  • Lapse in Coverage on Individual Basis
  • Fast Approvals with Complete Submissions
  • 15% Deposit with 9 Installments or payroll reporting if requested
  • This is NOT a PEO
  • No Billing Statement Fees
  • Competitive Pricing
  • Will Consider Underwriting Blocks of Business

If you have a block of “small accounts” you wish to find a home for, and would like to know more, contact rusty@empireunderwriters.com.

Minimum Premium:

$2,500

Commission:

7%

Submission Requirements:

  • Acord 130
  • 3-4 Years Loss Runs
  • Lapses Not Acceptable
  • Details on Large Losses
  • Supplemental Questionnaire

Program Downloads:

Benchmark Workers Comp for Mainstreet Classes – Flyer

Forms and Applications:

Sampling of Classes: (Many More Available)

  • 2002-Macaroni Mfg.
  • 2003-Bakeries and Cracker Mfg.
  • 2116-Fruit Juice or Concentrate Mfg.
  • 2117-Vegetable or Fruit Processing – frozen
  • 2142-Wineries
  • 2402-Carpet or Rug Mfg.
  • 2413-Textiles
  • 2501-Clothing Mfg.
  • 2570-Mattress or Box Springs Mfg.
  • 2571-Pillow, Quilt, Comforter or Cushion Mfg.
  • 2576-Awning, Tarp or Canvas Goods Mfg.
  • 2584-Carpet, Rug or Upholstery Cleaning
  • 2585-Laundries
  • 2586-Dry Cleaning or Dyeing
  • 2589-Dry Cleaning or Laundry – retail
  • 2623-Fur Mfg.
  • 2660-Boot or Shoe Mfg. or Repairing
  • 2683-Bag Mfg. – traveling bags or hand luggage
  • 2688-Leather Goods Mfg.
  • 2806-Door, sash or window mfg.
  • 2812-Cabinet mfg.
  • 2840-Picture Frame Assembly
  • 2842-Wood Products Mfg.
  • 2852-Window Blind Mfg. or Assembly
  • 2881-Furniture Assembling
  • 2883-Furniture Mfg. – wood
  • 2923-Musical Instrument Mfg. – other than metal
  • 3060-Door or window mfg.
  • 3070-Computer Memory Disk Mfg.
  • 3076-Cabinet or Enclosure Mfg. – metal
  • 3131-Tag, Button or Fastener Mfg.
  • 3152-Nut, Bolt or Screw Mfg.
  • 3180-Fixtures or Lamp Mfg. or Assembly
  • 3300-Bed Spring or Wire Mattresses Mfg.
  • 3383-Jewelry Mfg.
  • 3400-Metal Goods Mfg.
  • 3574-Machine Mfg.
  • 3681-Computer or Computer Peripheral Equipment Mfg.
  • 3682-Instrument Mfg. – non-electronic
  • 3683-Speaker Mfg.
  • 4130-Glass Merchants
  • 4150-Optical Goods Mfg.
  • 4251-Envelope Mfg.
  • 4279-Paper Goods Mfg.
  • 4286-Bag Mfg. – plastic
  • 4295-Printing – screen printing – all other employees
  • 4297-Graphic Design – all operations
  • 4299-Bookbinding – all other employees
  • 4299-Printing – all other employees
  • 4304-Newspaper Publishing or Printing – all other employees
  • 4351-Photo Engraving
  • 4354-Printed Circuit Board Mfg.
  • 4361-Photographers
  • 4410-Rubber Goods Mfg.
  • 4478-Plastic Goods Mfg.
  • 8001-Stores – florists
  • 8004-Stores – garden supplies
  • 8006-Stores – groceries and provisions – retail
  • 8008-Stores – clothing, wearing apparel or dry goods – retail
  • 8013-Stores – Jewelry
  • 8015-Stores – furniture
  • 8017-Stores – retail
  • 8018-Stores – wholesale
  • 8019-Printing – quick printing
  • 8021-Stores – meat, fish or poultry – wholesale
  • 8028-Equipment or Machinery Rental Yards
  • 8032-Stores – clothing, dry goods – wholesale
  • 8039-Stores – department stores
  • 8041-Stores – wine or spirits – wholesale
  • 8042-Stores – floor covering
  • 8046-Stores – automobile accessories
  • 8057-Boat Dealers
  • 8059-Stores – ceramic tile
  • 8060-Stores – wine, beer or spirits – retail
  • 8062-Stores – computer
  • 8063-Stores – lighting fixtures
  • 8064-Stores – office supplies and stationery
  • 8065-Stores – paint or paint supplies
  • 8066-Stores – bicycles and bicycle accessories
  • 8070-Stores – video media – rental – retail
  • 8071-Stores – books – retail
  • 8078-Beverage Preparation Shops – not bars or taverns
  • 8078-Ice Cream or Frozen Yogurt Shops
  • 8078-Sandwich Shops – not restaurants
  • 8110-Stores – welding supplies
  • 8111-Plumbers’ Supplies Dealers
  • 8204-Building materials dealers
  • 8227-Contractors yard employees
  • 8232-Building material dealers
  • 8290-Warehouses – self-storage – all other employees
  • 8324-Automobile Gasoline Stations
  • 8387-Automobile or Automobile Truck Service Stations
  • 8388-Rubber Tire Dealers
  • 8389-Automobile or Automobile Truck Repair Shops or Garages
  • 8390-Automobile Van Conversion or Customizing
  • 8391-Automobile or Automobile Truck Dealers
  • 8392-Automobile or Automobile Truck Storage Garages or Parking Stations or Lots
  • 8393-Automobile or Automobile Truck Body and Fender Repairing and Painting
  • 8397-Automobile or Automobile Truck Transmission Repairing and Rebuilding
  • 8400-Motorcycle Dealers
  • 8601-Engineers – consulting
  • 8720-Inspection for insurance or Valuation
  • 8741-Real Estate Agencies
  • 8742-Salespersons – Outside
  • 8743-Mortgage Brokers
  • 8748-Automobile or Automobile Truck Salespersons
  • 8749-Mortgage Bankers
  • 8803-Auditors or Accountants
  • 8810-Clerical Office Employees
  • 8820-Attorneys
  • 8821-Attorney Support Services
  • 8822-Insurance Companies
  • 8834-Physicians
  • 8838-Museums
  • 8839-Dentists and Dental Surgeons
  • 8840-Churches – clergy
  • 8846-Printing – screen printing – editing
  • 8859-Computer Programming or Software Development
  • 8868-Colleges or Schools – private – academic professionals
  • 8875-Public Colleges or Schools
  • 9008-Janitorial – office cleaning only
  • 9009-Building operations – commercial properties
  • 9015-Building maintenance
  • 9015-Churches
  • 9015-Libraries
  • 9050-Hotels
  • 9050-Motels
  • 9053-Clubs – tennis or racquetball
  • 9060-Clubs – country or golf
  • 9061-Clubs
  • 9079-Restaurants or Taverns
  • 9101-Colleges or Schools – private
  • 9151-Theaters – music ensembles
  • 9154-Theaters – not motion picture
  • 9155-Theaters – motion picture
  • 9156-Theaters – dance, opera and theater companies
  • 9507-Sign Painting or Lettering
  • 9521-Floor coverings installation
  • 9522-Upholstering
  • 9586-Barber Shops or Beauty Parlors