California WC – New Ventures – Lapse Okay

HIGHLIGHTS AND FEATURES:

• A Rated By AM Best – Admitted in CA
• New Ventures OK
• Lapse in Coverage on Individual Basis
• Fast Approvals with Complete Submissions
• 15% Deposit with 9 Installments or payroll reporting if requested
• This is NOT a PEO
• No Billing Statement Fees
• Competitive Pricing
• Will Consider Underwriting Blocks of Business

If you have a block of “small accounts” you wish to find a home for, and would like to know more, contact rusty@empireunderwriters.com.

MINIMUM PREMIUM:

$2,500

COMMISSION:

7%

SUBMISSION REQUIREMENTS:

• Acord 130
• 3-4 Years Loss Runs
• Lapses Not Acceptable
• Details on Large Losses
• Supplemental Questionnaire

PROGRAM DOWNLOADS:

FORMS AND APPLICATIONS:

SAMPLING OF CLASSES: (MANY MORE AVAILABLE)

• 2002-Macaroni Mfg.
• 2003-Bakeries and Cracker Mfg.
• 2116-Fruit Juice or Concentrate Mfg.
• 2117-Vegetable or Fruit Processing – frozen
• 2142-Wineries
• 2402-Carpet or Rug Mfg.
• 2413-Textiles
• 2501-Clothing Mfg.
• 2570-Mattress or Box Springs Mfg.
• 2571-Pillow, Quilt, Comforter or Cushion Mfg.
• 2576-Awning, Tarp or Canvas Goods Mfg.
• 2584-Carpet, Rug or Upholstery Cleaning
• 2585-Laundries
• 2586-Dry Cleaning or Dyeing
• 2589-Dry Cleaning or Laundry – retail
• 2623-Fur Mfg.
• 2660-Boot or Shoe Mfg. or Repairing
• 2683-Bag Mfg. – traveling bags or hand luggage
• 2688-Leather Goods Mfg.
• 2806-Door, sash or window mfg.
• 2812-Cabinet mfg.
• 2840-Picture Frame Assembly
• 2842-Wood Products Mfg.
• 2852-Window Blind Mfg. or Assembly
• 2881-Furniture Assembling
• 2883-Furniture Mfg. – wood
• 2923-Musical Instrument Mfg. – other than metal
• 3060-Door or window mfg.
• 3070-Computer Memory Disk Mfg.
• 3076-Cabinet or Enclosure Mfg. – metal
• 3131-Tag, Button or Fastener Mfg.
• 3152-Nut, Bolt or Screw Mfg.
• 3180-Fixtures or Lamp Mfg. or Assembly
• 3300-Bed Spring or Wire Mattresses Mfg.
• 3383-Jewelry Mfg.
• 3400-Metal Goods Mfg.
• 3574-Machine Mfg.
• 3681-Computer or Computer Peripheral Equipment Mfg.
• 3682-Instrument Mfg. – non-electronic
• 3683-Speaker Mfg.
• 4130-Glass Merchants
• 4150-Optical Goods Mfg.
• 4251-Envelope Mfg.
• 4279-Paper Goods Mfg.
• 4286-Bag Mfg. – plastic
• 4295-Printing – screen printing – all other employees
• 4297-Graphic Design – all operations
• 4299-Bookbinding – all other employees
• 4299-Printing – all other employees
• 4304-Newspaper Publishing or Printing – all other employees
• 4351-Photo Engraving
• 4354-Printed Circuit Board Mfg.
• 4361-Photographers
• 4410-Rubber Goods Mfg.
• 4478-Plastic Goods Mfg.
• 8001-Stores – florists
• 8004-Stores – garden supplies
• 8006-Stores – groceries and provisions – retail
• 8008-Stores – clothing, wearing apparel or dry goods – retail
• 8013-Stores – Jewelry
• 8015-Stores – furniture
• 8017-Stores – retail
• 8018-Stores – wholesale
• 8019-Printing – quick printing
• 8021-Stores – meat, fish or poultry – wholesale
• 8028-Equipment or Machinery Rental Yards
• 8032-Stores – clothing, dry goods – wholesale
• 8039-Stores – department stores
• 8041-Stores – wine or spirits – wholesale
• 8042-Stores – floor covering

• 8046-Stores – automobile accessories
• 8057-Boat Dealers
• 8059-Stores – ceramic tile
• 8060-Stores – wine, beer or spirits – retail
• 8062-Stores – computer
• 8063-Stores – lighting fixtures
• 8064-Stores – office supplies and stationery
• 8065-Stores – paint or paint supplies
• 8066-Stores – bicycles and bicycle accessories
• 8070-Stores – video media – rental – retail
• 8071-Stores – books – retail
• 8078-Beverage Preparation Shops – not bars or taverns
• 8078-Ice Cream or Frozen Yogurt Shops
• 8078-Sandwich Shops – not restaurants
• 8110-Stores – welding supplies
• 8111-Plumbers’ Supplies Dealers
• 8204-Building materials dealers
• 8227-Contractors yard employees
• 8232-Building material dealers
• 8290-Warehouses – self-storage – all other employees
• 8324-Automobile Gasoline Stations
• 8387-Automobile or Automobile Truck Service Stations
• 8388-Rubber Tire Dealers
• 8389-Automobile or Automobile Truck Repair Shops or Garages
• 8390-Automobile Van Conversion or Customizing
• 8391-Automobile or Automobile Truck Dealers
• 8392-Automobile or Automobile Truck Storage Garages or Parking Stations or Lots
• 8393-Automobile or Automobile Truck Body and Fender Repairing and Painting
• 8397-Automobile or Automobile Truck Transmission Repairing and Rebuilding
• 8400-Motorcycle Dealers
• 8601-Engineers – consulting
• 8720-Inspection for insurance or Valuation
• 8741-Real Estate Agencies
• 8742-Salespersons – Outside
• 8743-Mortgage Brokers
• 8748-Automobile or Automobile Truck Salespersons
• 8749-Mortgage Bankers
• 8803-Auditors or Accountants
• 8810-Clerical Office Employees
• 8820-Attorneys
• 8821-Attorney Support Services
• 8822-Insurance Companies
• 8834-Physicians
• 8838-Museums
• 8839-Dentists and Dental Surgeons
• 8840-Churches – clergy
• 8846-Printing – screen printing – editing
• 8859-Computer Programming or Software Development
• 8868-Colleges or Schools – private – academic professionals
• 8875-Public Colleges or Schools
• 9008-Janitorial – office cleaning only
• 9009-Building operations – commercial properties
• 9015-Building maintenance
• 9015-Churches
• 9015-Libraries
• 9050-Hotels
• 9050-Motels
• 9053-Clubs – tennis or racquetball
• 9060-Clubs – country or golf
• 9061-Clubs
• 9079-Restaurants or Taverns
• 9101-Colleges or Schools – private
• 9151-Theaters – music ensembles
• 9154-Theaters – not motion picture
• 9155-Theaters – motion picture
• 9156-Theaters – dance, opera and theater companies
• 9507-Sign Painting or Lettering
• 9521-Floor coverings installation
• 9522-Upholstering
• 9586-Barber Shops or Beauty Parlors