Special California Standalone Workers Compensation For High-Mod, Lapsed, and New Venture Contractors 

Your customers are looking for affordable Workers Compensation coverage that keeps them compliant and covered. Empire has a broad carrier selection enabling you to provide coverage for high mod, lapsed, and new venture contractors. 

We want to assist you with your accounts – contact us and get appointed today!

Program Highlights

New Business, Lapse, High Mod

Excellent Rates

"A" to "A++XV" by AM Best

Credits Available Up to 38%

Standalone Workers Comp

Monthly Self-Reporting

Tough Classes Okay

No Change of Payroll Systems

Subject to Minimum Premium by State


Sampling of Classes

  • Air Conditioning
  • Building Operations
  • Carpentry
  • Concrete Construction
  • Door / Window Install
  • Drywall Install
  • Electricians
  • Excavation
  • Framers
  • HVAC Contractors
  • Janitorial
  • Landscaping
  • Masonry
  • Painters & Waterproofing
  • Plastering
  • Plumbing
  • Roofers
  • Sewer Construction
  • Sheet Metal
  • Sprinkler Install
  • Street / Road Construction
  • Many More Available 

Submission Requirements

Acord 130

3 - 4 Years Loss Runs

Details on Large Losses

Contractor Supplemental

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