CALIFORNIA PROGRAMS AND PRODUCTS

Products/Programs

California Programs and Products

Standalone Workers Comp

  • A Rated Carriers
  • Fast Approvals – Within 24 Hours
  • THIS IS NOT A PEO
  • Aggressive Pricing
  • Over 800 Class Codes Available
  • Monthly Payroll Reporting
  • Low Minimum Premium
  •  Commission: Up To 12%

Contractors General Liability

  • Choose from 14 “A” Rated Carriers
  • Same Day Quote, Bind & Issue!
  • Available in Most States
  • Over 500 Class Codes Available
  • New Ventures – OK
  • No Prior Coverage – OK
  • GC’s & Roofers Our Specialty
  • Minimum Premium: $500
  • Commission: Up To 15%

CPL – Pollution & Environmental

  • A+ Rated Carriers by AM Best
  • Environmental Contractors Liability
  • Non-Environmental Contractors
  • CPL – Contractors Pollution
  • Professional Liability
  • Minimum Premium: $1500
  • Minimum Deductible: $500
  • Commission: Up to 12.5%

High Hazard & High Mod WC

  • Tough or High Hazard Class Codes
  • MOD 1.30 or Greater
  • Distressed Accounts or Lapsed
  • No Prior, Cancelled, Non-Renewed
  • New Ventures – OK
  • Multi-State Accounts our Specialty
  • Large Deductible Programs Options
  • A Rated Carriers
  • Pay As You Go Options
  • Commission: Up To 10%

Apartment Programs

  • Several A+ Rated Carriers
  • Target Market is 15 Units and Under
  • Same Day Quote with Full Submission
  • Admitted and Non-Admitted
  • Frame Construction – OK
  • Mercantile Exposure – OK
  • Standalone Wind Available
  • Flood, Earthquake, DIC
  • Commission: Up To 15%

Staffing, Trucking, & USL&H

  • Clean Mod or High X-Mod
  • Lapse or Cancelled Okay
  • Several Carriers to Choose From
  • Aggressive Pricing
  • Broad Class Code Acceptance
  • First Dollar Coverage
  • Loss Sensitive Rating Plans Available
  • Large Deductible Options Available
  • Monthly Payroll Reporting
  • This is not a PEO
  • Minimum Premium: $50k
  • Commission: Up to 10%

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