Empire’s new Century Surety Commercial Property product pay great commissions and offers your clients access to an “A” Rated carrier with a wide range of policy options to choose from.

Program highlights

Rated A (Excellent) by AM Best

Building – Glass is included in the building coverage

Business Personal Property

Business Income and Extra Expense

Property of Others

Property in the Open

Builder’s Risk

Tenant’s Glass Coverage

Detached Signs

Fences, Walls, Canopies and Awnings

Mechanical and Electrical Breakdown

Ordinance or Law Coverage

Wind and Hail Coverage – Available in most coastal area, subject to company referral

Limited Property Extensions Endorsement

Increased Coverage for Personal Effects and Property of Others, Valueable Papers and Records, Food Spoilage, Accounts Receivable, Electronic Data Processing Equipment and Media, Property in Transit

Crime Coverage Form Q – Robbery and Safe Burglary

Sampling of Target Classes

  • Habitational – Over 30 Units Considered
  • Retail Stores
  • Office Buildings
  • Warehouses
  • Property of Others
  • Many More Available
Sample Appetite
  • Small to Mid-Fixed Property Exposures
  • Habitational
  • Mercantile
  • Vacants
  • Values Up To $30,000,000
Submission Requirements



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