Featured Carrier:


  • Small to Mid-Fixed Property Exposures
  • Habitational
  • Mercantile
  • Vacants
  • Values Up To $30,000,000

Features & Highlights:

  • Rated A (Excellent) by AM Best
  • Building – Glass is included in the building coverage
  • Business Personal Property
  • Business Income and Extra Expense
  • Property of Others
  • Property in the Open
  • Builder’s Risk
  • Tenant’s Glass Coverage
  • Detached Signs
  • Fences, Walls, Canopies and Awnings
  • Mechanical and Electrical Breakdown
  • Ordinance or Law Coverage
  • Wind and Hail Coverage – Available in most coastal area, subject to company referral
  • Limited Property Extensions Endorsement
  • Increased Coverage for Personal Effects and Property of Others, Valueable Papers and Records, Food Spoilage, Accounts Receivable, Electronic Data Processing Equipment and Media, Property in Transit
  • Crime Coverage Form Q – Robbery and Safe Burglary

Sampling of Classes: (Many More Available)

  • Habitational – Over 30 Units Considered
  • Retail Stores
  • Office Buildings
  • Warehouses
  • Property of Others


  • Up to 12%


  • AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WV, WI

Submission Requirements:

  • ACORD Forms 125 and 140