A-Rated Worker’s Compensation Program For High Risk and Hard To Place Accounts

A-Rated carrier for your harder to place risks in the Hospitality, Construction, and Assisted Living Facility classes, to name a few. Accounts underwritten on the accounts individual profile. Guaranteed Cost with Pay as you go billing options. Send in your submission or contact us for more information on this market.

Target Classes

  • Auto Service / Repair
  • Contractors
  • Group Homes
  • Health Care
  • Hospitality
  • Manufacturing
  • Nursing or Convalescent Homes
  • Restaurants
  • Senior Living Center
  • Social Service Organizations

Program Features & Highlights

Standalone Workers Comp – Not a PEO

Guaranteed Cost

Monthly Self Reporting / Pay as You Go

No change of Payroll Systems Required

Appetite & Focus

  • No Mod Restrictions
  • Higher Risk Classes
  • Distressed Accounts


  • Blue, Grey and White Collar Companies with High Frequency Losses
  • Distressed Accounts
  • Will Look at Everything

Submission Requirements

Fully Completed Acord 130

3 - 5 Years of Currently Valued Loss Runs

3 - 5 Years of Payroll and Premium History

Ex-Mod Worksheet (if available)

Supplemental Application

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