COMMERCIAL EARTHQUAKE – DIC COVERAGE, FLOOD

If your clients have commercial properties that are susceptible to earthquake or flood damage Empire has a new program to fit their needs.

Program highlights

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[et_pb_advanced_blurb title=”Monoline Wind Coverage” font_icon=”%%69%%” icon_color=”#2aabe4″ use_icon_font_size=”on” icon_font_size=”48px” icon_font_size_tablet=”48px” icon_font_size_phone=”48px” icon_font_size_last_edited=”on|phone” _builder_version=”3.27.4″ header_font=”Montserrat|700|||||||” header_text_align=”center” header_text_color=”#3533740″ header_font_size=”22px” header_line_height=”1.4em” _i=”0″ _address=”1.1.1.0″][/et_pb_advanced_blurb]
[et_pb_advanced_blurb title=”Wind Deductible Buy-Back Program” font_icon=”%%119%%” icon_color=”#2aabe4″ use_icon_font_size=”on” icon_font_size=”48px” icon_font_size_tablet=”48px” icon_font_size_phone=”48px” icon_font_size_last_edited=”on|phone” _builder_version=”3.27.4″ header_font=”Montserrat|700|||||||” header_text_align=”center” header_text_color=”#3533740″ header_font_size=”22px” header_line_height=”1.4em” _i=”0″ _address=”1.1.2.0″][/et_pb_advanced_blurb]
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Sampling of Target Classes

  • Condominium Associations
  • Apartment Buildings
  • Hotels & Motels
  • Retail Store
  • Restaurants
  • Vacant Properties
  • Builder’s Risk and Course of Construction
  • Many More Available

Accepted Risks

  • Tough Risks
  • High Hazard Risks
  • Prior Claims History
  • Lapse in Coverage
  • High Profile Personality Owned

Areas of Success

  • Older Structures
  • Non-Sprinklered Risks
  • More Hazardous Occupancies
  • Medium – High Brush Exposure
  • Protection Codes 4 or 6 or Higher
  • Risk with Quote Time Constraints
  • Risks With Prior Shock Losses
  • Flood A&V, CBRA & Non-Participating Zones

Sample Appetite

  • COVERAGE: Limits = $7,000,000 limit of loss with access to higher limits. (Primary, Excess, and full valued limits)
    1. D.I.C. including standalone Flood and Earthquake
    2. “ALL RISKS’ excluding Flood, and Earthquake
    3. Stand Alone Windstorm and Hail
    4. All occupancies considered, no restrictions
  • FLOOD only, Limit = up to $10,000,000 all zones considered (All occupancies considered, no restrictions)
Submission Requirements
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Do More for your clients

Toll Free

800-758-8113

Email

info@empireunderwriters.com