Commercial Earthquake – DIC Coverage, Flood

Featured Carrier:

Program Features:

  • This Product is for either Commercial & Personal Lines Properties
  • Monoline Wind Coverage
  • Wind Deductible Buy-Back Program
  • Low (or no) Wind Deductibles
  • DIC
  • Earthquake
  • Flood

Accepted Risks:

  • Tough Risks
  • High Hazard Risks
  • Prior Claims History
  • Lapse in Coverage
  • High Profile Personality Owned


  • Up To 12.5%

Submission Requirements:

  • Complete Statement of Values (SOV) Form (Acord 139)Click Here to Download
Get a Quick Indication!
Fill out just a few questions and get an Indication usually the same day.
If you like the Indication, we can then
start the underwriting process!


  • COVERAGE: Limits = $7,000,000 limit of loss with access to higher limits. (Primary, Excess, and full valued limits)
    1. D.I.C. including standalone Flood and Earthquake
    2. “ALL RISKS’ excluding Flood, and Earthquake
    3. Stand Alone Windstorm and Hail
    4. All occupancies considered, no restrictions
  • FLOOD only, Limit = up to $10,000,000 all zones considered (All occupancies considered, no restrictions)

Areas of Success:

  • Older Structures
  • Non-Sprinklered Risks
  • More Hazardous Occupancies
  • Medium – High Brush Exposure
  • Protection Codes 4 or 6 or Higher
  • Risk with Quote Time Constraints
  • Risks With Prior Shock Losses
  • Flood A&V, CBRA & Non-Participating Zones

A Sampling of Target Classes:
(Many More Available)

  • Condominium Associations
  • Apartment Buildings
  • Hotels & Motels
  • Retail Store
  • Restaurants
  • Vacant Properties
  • Builder’s Risk and Course of Construction