GENERAL LIABILITY & COMMERCIAL PROPERTY 

Commercial Property Insurance – available in all states. Empire offers a wide range of specialties when it comes to Property Insurance. Multiple A rated carriers with a wide range of policy options to choose from.

Program highlights

Top Selection of A Rated Carriers

Fast Quotes

Earthquake, Flood or DIC

Motor Truck Cargo

Tough Risks Welcome

Prior Claims Okay

Lapse in Coverage Okay

Okay Structures Okay

High Profile Personality Owned Okay

Competitive Commissions

Building – Glass is included in the building coverage

Business Personal Property

Business Income and Extra Expense

Property of Others

Property in the Open

Builder’s Risk

Tenant’s Glass Coverage

Detached Signs

Fences, Walls, Canopies and Awnings

Mechanical and Electrical Breakdown

Ordinance or Law Coverage

Wind and Hail Coverage

Limited Property Extensions Endorsement

Increased Coverage for Personal Effects and Property of Others, Valuable Papers and Records, Food Spoilage, Accounts Receivable, Electronic Data Processing Equipment and Media, Property in Transit

Crime Coverage Form Q – Robbery and Safe Burglary

Sampling of Target Classes
  • Vacant Properties
  • LRO
  • Office Buildings
  • Apartments
  • Hospitality
  • Warehouses
  • Student Housing
  • Many More Available
Areas of Success
  • Rated A+ XV by AM Best
  • Up to $30M TIV
  • Excellent for Contractor’s Warehouses Buildings
  • Contractors Equipment and Inland Marine
  • Builders Risk and Course of Construction
  • Vacant Properties
  • Lessors Risk Only – LRO
  • Office Buildings
  • Hotel Motels
  • Commercial Complexes
  • Apartments Hospitality
  • Student Housing
Sampling of Carriers (Many More Available)
  • ACE
  • Berkshire Hathaway Guard Ins Group
  • Chubb
  • Endurance
  • Kinsale
  • Lloyds
  • Seneca
  • Sompo
  • Starstone
  • United Specialty
  • WR Berkley
  • Zurich
Submission Requirements

ACORD 140

Any Property Supplemental

Do More for your clients