CONTRACTORS POLLUTION LIABILITY

Contractors Pollution Liability provides coverage to general contractors, construction managers, and various trade contractors who could potentially have both pollution and professional claims. CPL/Professional provides coverage for E&O exposures for contractors.

Program highlights

Contractors Pollution Liability (Occurrence or claims-made and reported coverage available)

  • Coverage is provided for emergency response expense, including expenses incurred by the Insured’s employees
  • Coverage is provided for pollution at a non-owned property used to store equipment during a project
  • Coverage is provided for temporary storage of asbestos waste at the Insured’s property
  • Coverage is provided for contingent transportation of the Insured’s waste hauled by a third-party
  • Coverage is provided for fines, penalties, punitive, exemplary or multiplied damages where allowed by law
  • Coverage provided for work performed by or on behalf of the named insured, including the insured’s liability for work performed by subcontractors

Professional Liability (Claims-made and reported coverage)

  • Coverage is provided for professional services performed by or on behalf of the named insured, including the insured’s liability for professional services performed by subcontractors
  • Coverage is provided for recommendations made for site selection, transportation, disposal, or treatment of pollutants

Sampling of Target Classes (Many More Available)

  • Appliance Installation
  • Bridge and Road Contractors
  • Carpentry
  • Concrete & Asphalt
  • Developer – Builder
  • Condo / Townhome Builders – Up to 50 Units
  • Demolition Contractors
  • Dirt Work
  • Drywallers
  • EIFS
  • Electricians
  • Excavation
  • General Contractors
  • Home Builder – Up to 100 Units
  • HVAC
  • Landscaper
  • LPG Contractors
  • Metal Erectors
  • Masonry
  • Millwrights
  • Oil Related
  • Painters
  • Paving
  • Pipeline
  • Plumbers
  • Pool Contractors
  • Road & Bridge Contractors
  • Roofing Contractors
  • Sandblasters
  • Septic Tank Cleaners
  • Sewer Contractors
  • Sheet Metal
  • Sign Erectors
  • Water Proofers
  • Welders
  • Window Washers

Program Features

A.M. Best Rated A Carriers

$500 Minimum Premium

$500 Minimum Deductible

ISO Form GL

Submission Requirements

ACORD 125 and 126 for GL

Supplemental

Must Have 3 Years Loss Runs

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