EARTHQUAKE – DIC COVERAGE, FLOOD

Products/Programs

FEATURED CARRIER:

PROGRAM FEATURES:

  • This Product is for either Personal Lines Properties or Commercial
  • Earthquake
  • DIC
  • Flood
  • Monoline Wind Coverage
  • Wind Deductible Buy-Back Program
  • Low (or no) Wind Deductibles

ACCEPTED RISKS:

  • Tough Risks
  • High Hazard Risks
  • Prior Claims History
  • Lapse in Coverage
  • High Profile Personality Owned

COMMISSION:

  • Up To 12.5%

SUBMISSION REQUIREMENTS:

  • Complete Statement of Values (SOV) Form (Acord 139)
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APPETITE:

  • COVERAGE: Limits = $7,000,000 limit of loss with access to higher limits. (Primary, Excess, and full valued limits)
    1. D.I.C. including standalone Flood and Earthquake
    2. “ALL RISKS’ excluding Flood, and Earthquake
    3. Stand Alone Windstorm and Hail
    4. All occupancies considered, no restrictions
  • FLOOD only, Limit = up to $10,000,000 all zones considered (All occupancies considered, no restrictions)

AREAS OF SUCCESS:

  • Older Structures
  • Non-Sprinklered Risks
  • More Hazardous Occupancies
  • Medium – High Brush Exposure
  • Protection Codes 4 or 6 or Higher
  • Risk with Quote Time Constraints
  • Risks With Prior Shock Losses
  • Flood A&V, CBRA & Non-Participating Zones

A SAMPLING OF TARGET CLASSES: (MANY MORE AVAILABLE)

  • Condominium Associations
  • Vacant Properties
  • Builder’s Risk and Course of Construction

DOCUMENT SUBMISSION

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