HIGH RISK & X-MOD WORKERS COMP – CALIFORNIA
Professional Employer Organization
Empire Underwriters recommends our Alternative Workers Compensation program for insured’s that have high risk governing codes and high experience modifiers. If you have clients that have no option other than the State Compensation Insurance Fund, then we have the best solution for you.
This tailored program is designed specifically for risks that have operations and employees entirely in the state of California. This program gives your clients “low price with significant hard dollars saved.” This program also offers your clients low start-up fees as well as a pay-as-you-go option.
Help your clients find the best Workers Compensation option for their company while helping them free up immediate cash flow. Send us your High Risk and High X-Mod Workers Compensation submissions.
BROAD ELIGIBLE CLASS CODES
(MANY MORE AVAILABLE)
Janitorial / Property Management / Residential Cleaning
Food Processing / Bakeries
Retail / Wholesale
Hazardous Material Handling
Greater than 25% Use of Part-Time Labor
EXPERIENCE MODIFIERS CONSIDERED
Will Consider Risk’s with X-Mod’s Between 1.0 and 3.0
$100,000 Trucking Exposures
Admitted “A” Excellent (VIII) Rated Carrier by A.M. Best Company
Insured’s Retain Their X-Mod
Vacation, Holiday & Sick Pay
Workers Comp Claims Management
Post Accident & Reasonable Suspicion
Unemployment Insurance Controls
Employer Protection Policies & Services
Cutting Edge Submission Technology Powerd by Appulate
4 Easy Steps to Get Started
- Not Appointed with Empire Underwriters? Click Here to get started.
- Not Registered with Empire Submit or Appulate? IT'S FREE! There are no obligations or submission requirements. Sign Up Here
- Upload an ACORD form, OR NOT! Empire Submit allows you to enter submission data directly.
- Or you can simply email your submissions or inquiries to firstname.lastname@example.org