Large Workers Comp Program – High Deductible Option

Up to 50% Reduction in Premium

Appetite:

  • High Hazard or Tough Classes
  • Credit or Debit Mod Accounts
  • Accounts in State Pools or Funds
  • Blue, Gray and White Collar
  • Distressed Accounts or Lapsed
  • No Prior, Cancelled or Non-Renewed
  • New Ventures – Welcome
  • Multi-State Accounts Our Specialty
  • *Minimum Premium: $100,000
  • *Minimum Payroll: $500,000

*Varies Per State and Class Code

Available States:

  • California
  • Texas
  • Florida
  • New York
  • New Jersey
  • Illinois
  • All Other Except Monopolistic

Commission:

  • Up To 10%

Submission Requirements:

  • Acord 130
  • 3-4 Years Loss Runs
  • Details on Large Losses
  • Supplemental Questionnaire

Forms and Applications:

Sampling of Classes: (Many More Available)

  • Artisan Contractors
  • Assisted Living
  • Bridge Painting
  • Butane, Propane, LPG Installers
  • Chemical Mixing and Manufacturing
  • Clearing, Grading or Land, Excavation
  • Crane Operations
  • Demolition
  • Drug and Alcohol Rehabs
  • Electrical Apparatus Installation
  • Electricians NOC
  • Excavation, Grading and Equipment
  • Exterminators
  • Framing / Construction
  • Freight Handlers
  • Furniture Movers
  • Garbage Collection
  • Gunite Contractors
  • Heavy Construction
  • In-Home Care
  • Janitorial with Wax Exposures
  • Landscaping
  • Logging and Sawmills
  • Manufacturing
  • Masonry and Concrete
  • Millwright Work
  • Nursing Homes
  • Oil or Gas Lease Work
  • Oil or Gas Well Supplies Dealers
  • Painting
  • Paratransit
  • Pipe or Tube Manufacturing
  • Pipe Reconditioning
  • Pool Plastering
  • Property Management
  • Residential Care
  • Residential Cleaning
  • Right of Way Cleaning
  • Roofers
  • Security Guards
  • Sign Installations
  • Staffing
  • Steel or Iron Fabrication or Erection
  • Swimming Pool Contractors
  • Tower Climbers
  • Tree Pruning
  • Trucking and Transportation
  • USL&H
  • Warehouse Operations
  • Window Cleaners