“Tough” or difficult to place risks

The national leader in tough or difficult to place risks

Available in most states, we are the national leader in tough or difficult to place risk coverage, and we pay great commissions (commissions vary by risk, governing code, and size of account). Accounts that wish to get out of a State Work Comp fund, a state “assigned risk pool”, or “insurer of last resort,” or accounts that have been canceled by the “standard market” due to losses or exposure are a great match for these programs. 

Program Features

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appetite & focus

We have over 12 Carriers to work with including some of the highest-rated AM Best Carriers in the country; Ace Insurance / Chubb, AIG, Argonaut Group, Benchmark, Frank Winston Crum Insurance, Guarantee Insurance Company / GIC, Lion Insurance Company, Sunz, Texas Mutual, Zurich and more. Contact us and get appointed today, we want to help with your “Tough to Place” Risk Accounts.

Click to View Sampling of Target Classes (Many More Available)

  • Artisan Contractors
  • Butane, Propane, LPG Dealers and Installers
  • Clearing, Grading or Land, Excavation
  • Demolition
  • Electrical Apparatus Installation
  • Electricians NOC
  • Excavation, Grading and Equipment
  • Farming
  • Framing and Carpentry
  • Freight Handlers
  • Gunite Contractors
  • Heavy Construction
  • In Home Care and Assisted Living
  • Janitorial
  • Landscaping
  • Limousine Services
  • Manufacturing
  • Masonry and Concrete
  • Millwright Work
  • Oil or Gas Lease Work
  • Oil or Gas Well Supplies Equipment Dealer
  • Painting
  • Pipe or Tube Manufacturing
  • Pipe Reconditioning
  • Pool Plastering
  • Property Management
  • Residential Care
  • Residential Cleaning
  • Roofing
  • Staffing
  • Steel or Iron Fabrication or Erection
  • Swimming Pool Contractors
  • Transportation
  • USL&H
  • Warehouses
Submission Requirements
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Our Carriers

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Do More for your clients

Toll Free

800-758-8113

Email

info@empireunderwriters.com