DIFFICULT/TOUGH PERSONAL LINES COVERAGE
We are now offering Personal Property Insurance. Empire offers a wide range of specialties when it comes to Property Insurance.
Program highlights
This Product is for Personal Lines Properties
Monoline Wind Coverage
Wind Deductible Buy-Back Program
Low (or no) Wind Deductibles
Earthquake, Flood and/or DIC
FLOOD only, Limit = up to $10,000,000 all zones considered (All occupancies considered, no restrictions)
Sampling of Target Classes (Many More Available)
- High Exposure or High-Value Homes
- Condominium Associations
- Vacant Properties
- Builder’s Risk and Course of Construction
Areas of Success
- Older Structures
- Non-Sprinklered Risks
- More Hazardous Occupancies
- Medium – High Brush Exposure
- Protection Codes 4 or 6 or Higher
- Risk with Quote Time Constraints
- Risks With Prior Shock Losses
- Flood A&V, CBRA & Non-Participating Zones
Appetite
COVERAGE: Limits = $7,000,000 limit of loss with access to higher limits. (Primary, Excess, and full valued limits)
- D.I.C. including standalone Flood and Earthquake
- “ALL RISKS’ excluding Flood, and Earthquake
- Stand Alone Windstorm and Hail
- All occupancies considered, no restrictions
Submission Requirements
Complete Statement of Values (SOV) Form (Acord 139) - Click to Download
Do More for your clients
Toll Free
800-758-8113
info@empireunderwriters.com