Personal Lines Coverage
FEATURED CARRIER:
ACCEPTED RISKS:
- Tough Risks
- High Hazard Risks
- Prior Claims History
- High Values
- Lapse in Coverage
- High Profile Personality Owned
- Corporately Owned Properties
PROGRAM FEATURES:
- This Product is for Personal Lines Properties
- Monoline Wind Coverage
- Wind Deductible Buy-Back Program
- Low (or no) Wind Deductibles
- Earthquake, Flood and/or DIC
- FLOOD only, Limit = up to $10,000,000 all zones considered (All occupancies considered, no restrictions)
COMMISSION:
- Up To 12.5%
SUBMISSION REQUIREMENTS:
- Complete Statement of Values (SOV) Form (Acord 139)
AREAS OF SUCCESS:
- Older Structures
- Non-Sprinklered Risks
- More Hazardous Occupancies
- Medium – High Brush Exposure
- Protection Codes 4 or 6 or Higher
- Risk with Quote Time Constraints
- Risks With Prior Shock Losses
- Flood A&V, CBRA & Non-Participating Zones
A SAMPLING OF TARGET CLASSES:
(MANY MORE AVAILABLE)
- High Exposure or High Value Homes
- Condominium Associations
- Vacant Properties
- Builder’s Risk and Course of Construction
APPETITE:
- COVERAGE: Limits = $7,000,000 limit of loss with access to higher limits. (Primary, Excess, and full valued limits)
- D.I.C. including standalone Flood and Earthquake
- “ALL RISKS’ excluding Flood, and Earthquake
- Stand Alone Windstorm and Hail
- All occupancies considered, no restrictions
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© 2018 Empire Underwriters. The data appearing on this website is provided for informational use only and is in no way intended to assert or imply types of relationships with any carriers, or the like.
