A-Rated Hospiality Insurance for Restaurants, Hotels, Bars, and More

A-Rated carrier for your harder to place risks in the Hospitality & Restaurant industries. Underwritten on the accounts individual profile. Guaranteed Cost with Pay as you go billing options. Send in your submission or contact us for more information on this market.

Target Classes

  • Restaurants
  • Bars, Taverns, & Pubs (including liquor liability insurance)
  • Fast Food
  • Caterers / Catering Facilities
  • Banquet Halls
  • Private Clubs
  • Hotels/Motels/Resorts
  • Golf courses
  • Delivery operations
  • Food trucks
  • Special events needing Liquor Liability
  • Microbreweries
  • Large nightclubs (frequency and severity losses OK)
  • Nightclubs on or near college campuses
  • New ventures
  • Many Others…

Program Features & Highlights

Standalone Workers Comp – Not a PEO

Guaranteed Cost

Monthly Self Reporting / Pay as You Go

No change of Payroll Systems Required

Appetite & Focus

  • No Mod Restrictions
  • Higher Risk Classes
  • Distressed Accounts


  • Blue, Grey and White Collar Companies with High Frequency Losses
  • Distressed Accounts
  • Will Look at Everything

Submission Requirements

Fully Completed Acord 130

3 - 5 Years of Currently Valued Loss Runs

3 - 5 Years of Payroll and Premium History

Ex-Mod Worksheet (if available)

Supplemental Application

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