HIGHLIGHTS & FEATURES:

  • Several “A” Rated Carriers to choose from
  • Broad Class Code Acceptance
  • Guaranteed Cost
  • First Dollar Coverage Options Available
  • High Deductible Options Available

TARGET MARKET:

  • Clerical Class Codes
  • Medical Class Codes
  • Tough Class Codes
  • Blue, Grey or White Collar Accounts
  • High X-Mods … Welcome!
  • Prior Claims … Welcome!
  • Lapse in Coverage … Okay!
  • Multi-State Risks

SUBMISSION REQUIREMENTS:

  • ACORD 130
  • 3-5 Years Loss Runs
  • Current Policy Declarations Page
  • X-Mod Sheet

MINIMUM PREMIUM:

Varies by State

MINIMUM PAYROLL:

Varies by State

AVAILABLE STATES:

All Except Monopolistic

CARRIER RATING:

As high as AXV Admitted

COMMISSION:

Up To 8%

DOCUMENT SUBMISSION

Empire Submit Documents