Worker’s Compensation Program for High Mod and Distressed Accounts

Looking to rehab distressed accounts? This worker’s comp program is perfect for your customers who are in mod trouble or have claims handling issues. This program helps your customers implement loss control practices and return to work programs that can help bring their mod down.

Target Classes

  • Auto Service / Repair
  • Carpentry – Shop Only & Drivers 
  • Group Homes 
  • Health Care 
  • Hospitality 
  • Manufacturing
  • Nursing or Convalescent Homes 
  • Restaurants 
  • Senior Living Center 
  • Social Service Organizations 

Additional Classes

  • Automobile Rental Company 
  • Fish, Meat, or Poultry Dealer 
  • Food Products Manufacturing 
  • Hospital – Professional Employees 


  • Pharmaceutical Manufacturing 
  • Physician Office 
  • Schools 
  • Grocery Stores 

Program Features

Guaranteed Cost

Standalone Workers Comp - Not a PEO

Monthly Self Reporting

Pay As You Go

No Change of Payroll Systems Required

Exceptional Claims Handling

Appetite & Focus

  • Companies with High-Frequency Losses
  • High Mod Restrictions 


  • Distressed Accounts 
  • Loss Control Provided

Submission Requirements

Fully Completed Acord 130

4 Years of Currently Valued Loss Runs

3 - 5 Years of Payroll and Premium History

Ex-Mod Worksheet (if available)

Supplemental Application

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